This Step: Get Car Insurance Coverage

Driver's LicenseChecklist

Badges Earned:

Get Car Insurance Coverage in Kentucky

Before you get behind the wheel, be sure you are covered under a current Kentucky auto insurance policy. Depending on your age, you have two options in KY.

Option 1: Get Covered Under A Parent's KY Auto Insurance Policy

Teen drivers may be covered under a parent or guardian's auto insurance policy. When consulting with their auto insurance company, your parents might find that adding you to the policy greatly increases their car insurance rates. If that's the case, have your parents consider shopping around online to compare auto insurance rates and find a plan that best suits your family's needs and budget.

Even though you can't purchase a policy yourself, you can get the ball rolling by filling out the web form below. We'll drop your parents an e-mail with more on getting the best deal on auto insurance so you can legally start practicing behind the wheel!

Get Insurance Coverage

Ask Your Parents For
Auto Insurance Coverage:

Complete the from below and we'll send your parent a letter about your progress and how they must take the next step with insurance coverage.

Read a Sample Letter »

Your Name:
Your Email:
Your Parent(s) Email:
Enter the words above:

Option 2: Buy Your Own Kentucky Auto Insurance Policy

For adult drivers, you can purchase a Kentucky car insurance policy of your own. First, start by gathering auto insurance quotes online. Young drivers often pay a lot when they first start driving, so be prepared to compare the insurance rates of multiple car insurance companies. While gathering auto insurance quotes, ask about:

  • Good student discounts
  • Multiple policy discounts
  • Safety equipment discounts
  • Antitheft equipment discounts

Compare Rates from Top Kentucky Providers and Save!

Ad Area Right

Recent Successes